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Premier Capital Properties

Premier Capital Properties are ACT real estate agents offering specialist property services to buy, sell and rent real estate.
Contact details and opening hours
Contact Premier Capital Properties
Opening hours
8:30am – 5pm
8:30am – 5pm
8:30am – 5pm
8:30am – 5pm
8:30am – 5pm
Shop H20,
30 & 33 Hibberson St, Gungahlin, ACT 2912

Buying your first home?

Buying your first home can be daunting - it’s a huge commitment requiring a lot of money, but don't be scared! These FAQS will help you get started.

How much money do I need?

You'll need at least a 10% deposit plus enough money to cover extras like legal fees, building inspection and stamp duty. If you buy a property with a deposit of less than 20% of the purchase price, you may be required to purchase mortgage insurance as well. Basically, when it comes to buying a home, the more money you have for your deposit, the better, so aim to have 20% of the purchase price.

When is the best time to buy?

If interest rates are low and the market is rising, the increase in property prices may outdo your ability to save. So you should purchase your home as soon as you can afford it.

Where should I buy?

Start by looking at locations that are convenient for you ie near work and family and friends. Not everyone can afford to live in their ideal location, so you may have to think about moving out of your comfort zone into an area you haven’t considered before. Suburbs further out from cities and towns may be more affordable. If you really want to live in a particular area, you may have to downsize and consider an apartment or smaller house to start with. You could also keep an eye out for properties in need of a little TLC – these can be cheaper, and once you move in you can renovate as your budget allows.

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